An in-depth report and video version of this analysis will be available for premium members of realist.ca This tax change could reduce resale housing supply: The Canadian Government increased capital gains tax exposure, and I think they overlooked a few negative impacts this could have on the housing market. The changes have been pretty controversial, garnering response from some of Canada’s biggest X accounts, such as Tobi Lutke, CEO of Shopify, once Canada’s... [read more]

Context I wrote a lot of articles earlier this year, but started doing more visual analysis for Instagram, Twitter & YouTube to grow my audience on those platforms. I've decided I should write a bit more again. I managed to put together a few data sets aimed at understanding the way people are changing their relationship with urbanized housing as a result of the covid-19 pandemic, and the consequential lockdowns that followed it. The information was well received by the media.... [read more]

When you think of real estate development in small towns, what do you imagine? For most investors, large land parcels with massive master-planned communities are the first thing to come to mind. Proportionately, this type of development is responsible for bringing a lot of units to market in the past few market cycles. It may not be especially well-suited to meet the changing demands we've seen in the Greater Toronto Area as a result of the "urban exodus" phenomena I wrote about... [read more]

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  ILLUSTRATION BY KATHLEEN FU Josh Murray, who is leaving Toronto with his wife for a house in Kitchener, Ont., picked their neighbourhood partly because of its diversity. When he has children, he wants them to grow up in a multicultural environment. “There’s certain places we didn’t consider because of that,” Mr. Murray said, referring to areas that are more racially homogeneous. Daniel Foch, broker at Foch Family Realty in Georgina, Ont.,... [read more]